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We're here for you.

  • Karen Cummings, Three Oaks Branch Manager and Loan Officer, 269-756-2222
  • Wilma Burkholder, Sawyer Branch Manager and Loan Officer, 269-426-3100
  • Loan Officers Mike Shrote and Debra Moffitt In New Buffalo, 269-469-2222
  • Brent Sorenson, Commercial Loan Officer, 269-469-2222
  • Barry Griffin, Loan Officer 269-469-2222

Together with our Loan Processors and Servicers they make a great team with one priority: You.

Your Personal Loan Officer

Even though you are making an application on line, you will be assigned a personal loan officer to guide you through the process and be available for questions and assistance.

Banking the way You like it.

Welcome to our online application page.

This is a powerful tool that allows you to complete a loan application when it is convenient for you and from the comfort of your home if you prefer.

Start the Online Application and select one of the application links. Please be assured that your personal information is kept secure and will only be used for the purpose of requesting a mortgage loan.

If you are unable to complete the application in one sitting, you will be given a unique user name and password. This will allow you to return at any time to finish your application.

All Decisions Made Locally

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Since we are a locally owned, hometown bank, we can respond to our customers' needs quickly and directly. Our lending decisions are made right here.

Thank you for visiting our 24/7 loan application site. We hope you find the mortgage tools and options provided on this site useful.

We have six loan offices to serve you throughout Harbor Country in New Buffalo, Sawyer and Three Oaks.

Visit our web site for general information, online banking and bill pay.